adult singles dating herrin illinois - Backdating on

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We would like to acknowledge the excellent research assistance from Ian Gow and Charles Wang in preparing this discussion.

We also appreciate the comments of Alan Jagolinzer, Thomas Lys, and Hayagreeva Rao.

The only people who would benefit from that would be trial lawyers. Closer to home, consider this: backdating a car insurance policy is insurance fraud.

If you’re caught doing it you risk fines or imprisonment, as does the agent who agreed to do it.

Backdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. Backdating Car Insurance Policies Backdating a car insurance policies is illegal and something no reputable insurance company or agent would ever do. Because it implies that you had coverage on your vehicle before you actuallydid.

Let’s look at how backdating affects different aspects of car insurance, health insurance and life insurance.

Backdating Life Insurance Policies What you pay for a life insurance policy is based in part of your age at the date of issue.

The insurer will either use your actual age or the age you are nearest to based on the birthday you’re closest to.

You have to manually upload your posts again, and the problem is, every post is now dated with the time you uploaded the replacement post.

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