Consilidating loans

All that’s required for you to apply is to be a permanent resident of Canada and to have no current bankruptcies.RBC Visa Classic Low Rate works with a sliding scale interest rate, with the lowest rate of 11.99% offered to applicants with higher credit scores.

Obviously, the first reason to get the No-Fee Scotiabank Value Visa is that there is no annual fee.

But the card offers more than just its free access.

The card’s key features are: While the RBC Visa Classic Low Rate card doesn’t guarantee acceptance for applicants with low credit scores, it stands out from other card application processes in that it (supposedly) doesn’t have a set minimum credit score for applicants that it will approve.

RBC claims that it considers applicants’ overall credit history, savings, and debt to income ratio as part of a holistic assessment of your financial standing.

The Visa’s other fees are relatively low, with $3.50 charged for cash advances at any ABM in Canada, $48 for every dishonoured payment, and $29 if you exceed your credit limit.

Other key features include: Other benefits of using the No-Fee Scotiabank Value Visa are contactless Visa pay Wave payments, a discount of up to 20% on Avis car rentals nationwide, and the option to add a supplementary card user.The Refresh Financial Secured Visa is a guaranteed credit card that won’t charge sky-high interest rates.It’s ideal for everyone with no credit history, bad credit history, and/or recent bankruptcies.There’s no credit check before approval, so even if you have a bankruptcy or foreclosure in your financial history, you can still get this card.Other key features include: Refresh Financial Secured Visa has a 21-day interest-free grace period on all new purchases.The credit card company holds your deposit in a savings account and will use it to cover the balance if you default on a monthly payment.

Tags: , ,